by: zaghra savahl
Are you feeling stressed out about your monthly finances? For most of us, having a budget that balances every month can make life so much easier. This is one of the main reasons we created our essential Budget Planners – to help you through these frustrating dilemmas.
In the meantime, here are a few of our trusted tips to help you manage your Monthly Budget.
1. Write down every income and expenditure
Have you ever purchased a few items after getting paid, and then within a few days, be confused about where your money disappeared to? This happens when you’re not consciously keeping track of your finances. In some cases, it might be debit orders going off of which you’re unaware about. This is why writing down every income and expenditure is important as it provides you with a clear picture of where you are in terms of your finances. It also helps you to analyze where you might be overspending or make you aware of monthly installments where the interest rate increased. Analyzing your income and expenditure helps you to plan moving forward.
2. Plan - down to the last cent!
There’s a famous quote by Benjamin Franklin that many involved in finance love to use:
...if you fail to plan, you are planning to fail...
We couldn’t agree more! Planning not only prepares you for the month ahead, but also places you in a position of power when it comes to your monthly budget. If you know exactly where your income is going to, you can be pro-active by adjusting your budget to avoid imbalances. It’s equally important to respect your money to the extent that you plan down to the last cent. Why? Because those little cents that you neglect to factor into your planning can quickly accumulate to a large amount. Those little items that you purchase which you don’t really need can be allocated to a type of savings pocket. You might not reap the benefits immediately, but over time it might save you when you’re short on cash.
by: zaghra savahl
The way Muslim Women are represented in the media differs from country to country. Factors that influence the type of representation range from the number of Muslims in a certain area, ideologies and laws of the country, true understanding of Islam and the overall social attitude towards Muslim women.
What narrative and point-of-view is the media trying to communicate to their audience?
Media is a means of communication to an audience. This can be in the form of television, radio, newspapers, and the internet. Whether it be fiction or non-fiction, there is always a message of intent to the specific target audience the media is trying to reach. The intention is important in determining the type of narrative or point-of-view that is being presented.
Western media dominates global headlines and is a powerful influence in determining perception. In 2020, Investopedia published a list of the World’s Top Media companies based on market capital. These top media companies are involved in advertising, broadcasting, news, print publication, digital media, and motion pictures. These include Netflix, Disney, Comcast and AT&T (ATT). Many Western countries, including the US, have a long history of wars, political tension and opposing ideologies with many Muslim-majority countries and this is often reflected in the media. This leads to many misconceptions about Islam in general and Muslim Women in particular, especially in countries where Muslims are a minority.
Below are a few common misconceptions portrayed in the media, as well as what the reality is: